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It helps to Prevent hackers from hacking Your bank account through your SIM whenever your loses your Phone or whenever your Phone is Stolen * IF YOU DO MOBILE BANKING from your phone, there is need to put a PIN on your SIM, otherwise... Here are the Procedures 1. Go to SETTINGS in Your phone. 2. Go to SECURITY SETTINGS & LOCATION under SETTINGS 3. Go to SIM CARD LOCK. 4. Click on LOCK SIM CARD. 5. Enter Your mobile network default SIM CARD PIN. *For MTN users it is "00000". *For AIRTEL users it is "1111". *For 9mobile users it is "0000" * For GLO users, it is "0000" 6. After entering the MOBILE NETWORK DEFAULT PIN,